Credit Risk Analyst (LBG/0418/602975)

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Credit Risk Analyst (LBG/0418/602975)
  • Lloyds Banking Group - London
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In Lloyds Banking Group, our Risk division is at the heart of our strategy to become the best bank for our customers, investors, shareholders and our colleagues.

Our Retail and Consumer Credit Risk teams are responsible for managing all aspects of credit risk as well as fraud risk management where we have an exciting opportunity for a Credit Risk Analyst.

You’ll be part of a dynamic team responsible for the production of all our business critical reporting, playing a key role in supporting the delivery of Personal Current Accounts, Portfolio Management proposals and insight; including the design, implementation and monitoring of strategies to support risk appetite.

You’ll have a natural ability in numbers, ideally with a numerical degree or equivalent and be able to communicate effectively with strong verbal, written and presentation skills to ensure your message is understood by technical and non-technical colleagues.

Building relationships with business stakeholders to support change management, providing insight into business implications for risk appetite change and progress against plans is essential. With knowledge of advanced statistical techniques, your analytical skills, together with your ability to interpret numbers, identify trends, and use key findings to support effective decision making, will be key to your success. You’ll also be highly organised and able to adapt quickly to changing requirements and priorities and interpret these changes to the business models, products and risk strategies. In addition, you will deliver regular insight into portfolio health, highlighting potential threats, and proposing appropriate mitigating actions.

In return for your hard work, we offer a competitive benefits package. You’ll also enjoy all the support, training and opportunities you need for your personal and professional development.

At Lloyds Banking Group we are committed to building a workforce which reflects the diversity of the customers and communities we serve, and to creating an inclusive workplace where all our colleagues can be themselves and succeed on merit.

We’re committed to the principles of agile working and are proud of the industry recognition we have received, including No. 1 in the Stonewall Top 100 Employer, Top 10 Employer for Working Families and Times Top 50 Employer for Women all in 2017 as well as Best Bank for Diversity and Inclusion at the Euromoney Awards for Excellence 2017.

So if you consider yourself a good match for this role, we’d welcome your application. Please note if we receive a large volume of applications the advertising may close earlier, so don’t delay in submitting your application.


Credit Risk Analyst


Trinity Road, Bishopsgate

Our vision of being the best bank for customers is dependent on every colleague committing to and demonstrating our core value of “putting customers first”. In joining us you’ll have a role that matters and will contribute towards the Group achieving our vision through your day-today actions being performed in line with our Codes of Responsibility and Group Policies. By individually and collectively committing to our Group values and codes, we will be able to make a difference together and help Britain prosper.

We’re also committed to employing a diverse and inclusive workforce, reflective of the customers and communities we serve – where all our colleagues can be themselves and succeed on merit.

We’re proud to have received the following industry recognition: ‘Stonewall Top Private Sector Employer’, ‘Top10 Employer for Working Families’, ‘The Times Top 50 Employer for Women’ and both ‘Gold Standard’ and “Best Workplace Adjustments Process” from the Business Disability Forum – each demonstrating our commitment to the principles of agile working and inclusion for all.

So if this sounds like a culture that you’d like to be a part of then be assured that we’ll welcome your application.


BECOME AN OWNER-DRIVER, operate your own vehicle or fleet, increase your income and have a better lifestyle. Use our free guide and assistance to obtain your Operator's Licence (O-Licence) TransportForum.com/guide-olicence and set up in this business.
TRANSPORT MANAGER available for your Operator's Licence. HGV and PSV. Anywhere in the UK. FREE assistance with your O-licence (if you hire a TM). See our rates. Call 07833 684449 or contact us here.
Job type: Full-time

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