Cyrine Sophie Ayoub
EXECUTIVE SUMMARY FOR COMPLIANCE CONSULTANT
Multilingual financial compliance consultant with extensive experience in compliance and relationship management in the financial services industry. An independent self-starter with a strong drive to take on and complete complex projects. Curious, driven, delivery-focused and adaptable, with a clear grasp of the key elements of new business situations. Open to working remotely.
® Ran the KYC strategy review of a leading family office to facilitate access to the international investment markets and collaborate with tier 1 financial institutions
® Supervised operational process reviews for a tier 1 investment bank, driving better compliance outcomes
® Managed relationships and product offerings for an international private bank
Key Skills: Strong analytical skills / Organisational skills / Critical thinking/ Ability to synthesise information and see the bigger picture / Team management / Effective communication skills/ Fast learner/ Self-motivated/ Attention to detail
Miura Development, London 2020 –
Regulatory Compliance Consultant
Worked on several Regulatory Change Management projects including a MIFIDII reporting mapping and a LIBOR transition for perpetual FRNs website, while ensuring detailed analysis of requirements through stakeholders’ interviews, process and data flow mapping as well as analysis of required end-result and feasibility study
® Performed mapping between Calypso and ARM reports to ensure comprehensive MIFID II regulatory reporting
® Analysed LIBOR fallback process workflow for LIBOR-linked securities as they are migrated to SOFR and SONIA
® Performed historical analysis of relationship between LIBORs and new benchmark rates (JPY LIBOR and TONAR)
® Vendor selection for a family-owned asset manager for FtB investment system
® Participated in a technology implementation project to review OTC derivatives systems; conducted interviews, reviewed existing process flows to improve traceability and quality of deliverables
Wealth Management – London, Munich, UAE 2017 – 2019
Private Investment Regulatory Consultant
Managed the entire process of building a family office’s relationships with a range of private/investment banks and other service providers. Successfully completed all aspects of the process.
® Liaised with key stakeholders to ensure investment firm regulatory compliance with AML directives
® Laid the foundations for transition to more stringent governance standards (MiFID II) in line with investment firm growth
® Oversaw the preparation of all relevant audit data and documentation provided to external auditors
® Provided support to assist and oversee external auditors’ review and approvals of the HNWIs’ status
® Prepared all necessary inputs to KYC processes for family office at leading financial institutions (source of wealth information, forensic accounting, external reputational review, etc.)
® Led effort to investigate operations activity and conduct reviews involving several companies and teams to gather pertinent information
® Managed relationships with leading financial institutions, successfully ensuring final KYC approvals from these firms
® Analysed and documented existing investment product list
® Assessed investment outcomes for firm’s investments in money market instruments (CDs, T-bills), listed equity and equity warrants, and real estate investment structures
® Consolidated clients’ reputation in media through collaboration with a global strategic communications consultancy
Morgan Stanley – London (2015 to 2016)
Monitoring and Testing Consultant
Worked on the Annual Compliance Testing Plan based on risk assessments of business units, including Sales & Trading, Investment Banking, and Research. Analysed the strengths and weaknesses of internal control and governance policies and procedures.
® Investigated and validated risk management and risk control processes for in-scope business units, including fixed income trading, equities trading, OTC derivatives, exchange traded derivatives.
® Reviewed Dodd Frank regulatory impact on front to back office structure within the Monitoring and Testing annual programme, with attention being paid to front office trading activities, pricing and trade capture.
® Conducted voice and written communications review with a focus on Dodd Frank market behaviour and government bonds auctions
® Supervised non-UK EMEA office communications review; trained local compliance officer to perform written communications as well as electronic chat reviews in compliance with Dodd Frank and consistent with MiFID II requirements
® Prepared a Communications Testing Policies document regrouping all regulations, policies applicable to communications reviews per business unit/office, having regard to MiFID II, Dodd Frank, MiFIR, AIFMD, Financial Conglomerates Directive 2002, Prospectus Directive 2003, UCITS
Cyrine Aroma – London (2009 to 2015)
Founded and built a profitable business selling personalised skincare and home products. Developed product formulation, product branding, marketing and pricing. Provided training to retailers. Set up all business operations and managed the business supply chain. Ran the business to generate a 20% average yearly sales growth.
Citi Private Bank – London (2006 to 2008)
Vice President, Relationship Banking Officer
End-to-end management of 21 emerging market wealth management clients with a total asset portfolio of $172m. Developed new product range for private banking client investors wishing to participate in inter-client lending.
® Identified problems in KYC reviews and worked to reduce these by eradicating backlog in higher-risk reviews on a regionally sensitive book whilst improving customer experience. Increased accuracy and reliability of the EDD reviews by introducing a structured review process
® Ensured that all AML regulations were complied with, and ensured client understanding of all aspects of the banking process
® Applied financial rating agency models to unlisted corporations, leading to the development of new investment opportunities for the asset management business’ customers
® Enhanced private bank product offering by preparing and presenting customer pitches selling participations in corporate bank lending products to clients with full FX, risk analysis and credit rating
® Developed innovative financing proposal for a private bank customer to raise $100m in debt to fund business expansion into Africa telecom market. Successfully identified three fund providers.
® MBA, Finance and International Business – New York University, New York, NY
® B.A. Business Administration – Institut des Hautes Etudes Commerciales, Carthage, Tunisia
French, Italian, Arabic
- Ability to synthesise information and see the bigger picture
- attention to detail
- Critical thinking
- Effective communication skills
- fast learner
- Organisational skills
- Strong analytical skills
- Team management
Updated 3 weeks ago