Bethany Telfer

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Bethany Telfer

Compliance - Financial crime associate
Newcastle upon Tyne, UK
FCA AUTHORISATIONS AND COMPLIANCE: Obtain an FCA authorisation and start your financial, insurance or investment business in the UK or Europe. Call 07833 684449 or contact us here.
RECRUITMENT OF COMPLIANCE PROFESSIONALS: Let us handle the recruitment of your in-house compliance professionals. Our current fee is only £250. Call 07833 684449 or contact us here.

Personal Information
Bethany M Telfer
Newcastle upon Tyne
07464940501
Telferbeth@hotmail.com

Qualifications
The Academy at Shotton Hall 2008-2013:

GCSE English Language & Literature A* GCSE English Literature A*
GCSE Functional Skills English
GCSE Mathematics A
iGCSE Mathematics A
GCSE Core Science A*
GCSE Additional Applied Science A* GCSE Additional Science A*
GCSE History A*
GCSE French A*
GCSE Media A*
GCSE Health & Social Care A
GCSE Religious Studies A*
BTEC PE
BTEC Performing Arts
Grade 3 Piano

Byron Sixth Form College 2013-2014
AS History A
AS English Literature A
AS Religious Studies A

East Durham College 2014-2015
A Level History A
A Level English Literature B
AS Level Sociology A
Level 3 Extended Project Dissertation – B

Extended Investment Operations Certificate (Level 3)
Including the Introduction to Investments and Securities (Merit), UK Financial Regulation (Pass) Operational Risk (Merit) & Combating Financial Crime (Pass)
Level 3 Investment Operations Apprenticeship with BPP, which included a Level 3 City and Guilds Diploma in Providing Financial Services
Grade 3 Piano
Level 4 Investment Advice Diploma (Securities)
Certificate in Combating Financial Crime (Level 3) – award won in April 2019 for achieving the highest result in the country for this examination.

Experience

Volunteer work at Scope Charity Shop
Shop Assistant
2008 approx.

Tutoring Piano, Mathematics and English
2011- present

Mentor at Mindful
2014-present

Investment Operations Apprentice Redmayne Bentley LLP
Sept 2015- November 2016
Liaising with private clients and product providers as well handling client queries over the telephone (e.g. providing valuations of client accounts, up to date prices, information on investments and products on offer such as nominee accounts, ISAs, SIPPs, SSASs and other investments)
Assisting the Investment Managers on an ad hoc basis (e.g. producing letters for clients, liaising with other firms on their behalf and assisting with research)
Maintenance of information on client accounts (e.g. ensuring information is accurate, compliant with FCA regulation, that due diligence and anti-money laundering procedures have been performed, ensuring that only authorised individuals had access to these accounts)
ISA and Nominee transfers in from other providers (including all duties from liaising with the other provider, to completing stock transfer forms, using Crest in the settlement process and informing the client that their transfer was complete)
Producing month end reports as per client requirements for audit purposes and for internal purposes
Ensuring all actions adhere to the firm’s internal policies and procedures as well as those of the FCA
Keeping an up to date knowledge of regulation and ensuring that it is implemented as and when required (e.g. RDR and FATCA changing the way client accounts are dealt with and banning any new trail commission)
Any other ad hoc operational duties as and when required

Segregated Dealing Administrator
Capita Financial Administrators
November 2016 – May 2017
Ensuring that start and end of day reports are produced accurately and forwarded to other relevant firms to assist in the creation of prices for unit trusts and OEICs
ACD administration and TPA duties for several pension funds (e.g. maintaining shareholder register, dealing based on the client’s instruction before cutting off points during the day, reporting, checking that dealing instructions have been captured accurately Liaising with corporate clients (mainly pension providers) and answering any general queries regarding their investments such as providing up to date unit prices and valuations on their accounts
Liaising with other financial services firms as part of BAU processes, for example, the investment manager of the fund as well as the trustees and the depository
Breach Reporting (e.g. ensuring that all breaches on client accounts such as incorrect deals are reported in a timely manner to management and the client, working out losses if applicable caused by the error and if these constitution Client Money breaches or if they are in breach of any other FCA regulation)
Calculation of any fees due on deals such as dilution levies, ongoing advisor charges and annual management charges due on unit trust and OEIC holdings
Chasing outstanding money due from clients for unsettled deals
Ensuring that data protection principles are upheld, and that client information is not accessed by unauthorised individuals Ensuring all actions adhere to the firm’s internal policies and procedures as well as those of the FCA
Keeping an up to date knowledge of regulation and ensuring that it is implemented as and when required (e.g. RDR and FATCA changing the way client accounts are dealt with and banning any new trail commission)
Supporting the firm with other ad hoc operational duties as and when required

Customer Services Advisor
Virgin Money
May 2017- August 2017
Telephony customer service: including opening accounts over the phone, ensuring that clients are fully aware of any regulatory information such as FCSC compensation limits as well as collecting information regarding the suitability of ISA and fixed rate investments for clients, whilst ensuring that sales remain unadvised and that calls are compliant with regulatory requirements such as the data protection act and the BCOBs guidance.

Customer Relations Manager & Compliance File Checker
Fairstone Financial Management
August 2017 – December 2017
Relationship management: liaising with independent financial advisers and compliance team to ensure mutual understanding of requirements
Supporting firms during the onboarding process, including being a point of contact for any compliance and business queries Administration of pensions, retail investments, insurance products and mortgages
Keeping an up to date knowledge of regulation (MIFID II, pension legislation etc) as well as industry guidance and the impact that this has on business operations and ensuring that this is passed onto the relevant firm
Compliance file checking: checking business submitted by IFAs is fully compliant with regulatory requirements and industry standards (e.g. ensuring money laundering documents are on file before an adviser transacts business with a client), ensuring that advisers are not paid fees for advice until files are fully compliant
Management of adviser fees and commission clawbacks
Ensuring that all letters of authority submitted by advisers meet the firm’s standards and are processed by the relevant product providers

Financial Crime Analyst
Brewin Dolphin Limited
January 2018 – November 2018
Point of contact for complex AML queries (e.g. in relation to high risk clients, PEPs and complex account structures) Completion and ongoing management of Country AML Risk Assessments
Completion of Anti-Bribery and Corruption firm wide risk assessment
Completing risk assessments for high risk clients and managing the high risk client population on an ongoing basis, associated administration and AML checks
Conducting gap analysis on regulatory and industry guidance and updates to check if existing procedures meet the required standards (for example, 5MLD, JMLSG guidance)
Administration of high risk client forum involving senior business leaders (including minuting and preparing documentation for meetings)
Completion of SARs for any suspicious activity (market abuse, money laundering, tax evasion)

Financial Crime Associate
Brewin Dolphin
December 2018 – present
As above, in addition to:
Production and management of MI within the team for presentation to senior business management Developing processes.
Coordinating with project management and IT on developing internal systems and controls around regulatory requirements, including GDPR
Completion of financial crime risk and controls self assessment
Completion of risk frameworks
Oversight of operational risk issues in relation to financial crime Second line of defence oversight of first line functions

CISI Financial Crime Subject Specialist
Chartered Institute for Securities and Investments
November 2018 – present
Attending panel events in order to develop exam syllabus for the level 3 Combating Financial Crime examination Approving exam material and syllabus content for the exam.

References
Available upon request

RECRUITMENT OF COMPLIANCE PROFESSIONALS: Let us handle the recruitment of your in-house compliance professionals. Our current fee is only £250. Call 07833 684449 or contact us here.
FCA AUTHORISATIONS AND COMPLIANCE: Obtain an FCA authorisation and start your financial, insurance or investment business in the UK or Europe. Call 07833 684449 or contact us here.

  • Updated 6 months ago

To contact this candidate email telferbeth@gmail.com or call 07464940501

Resume/CV file(s)